Auto insurance blends several types of coverage into one policy. Typically, your policy will include some combination of comprehensive, collision, medical, liability and uninsured motorist coverage.

Newport Beach Auto Insurance Needs

Every person is unique. To determine your car insurance needs, consider:

• Liability pays for the damage you cause to others if your car is involved in an accident. It also protects you from being wiped out financially if you are sued following an accident. The greater your assets, the more you stand to lose. If you have substantial financial resources, you may need liability coverage that exceeds the coverage that you'll get from an auto insurance policy. In that case, a personal umbrella policy can provide the extra liability protection you need.
• Collision covers damage to your car from an accident. 
• Comprehensive coverage pays for your car if it is stolen, vandalized or damaged in some way other than in a collision.
• Medical coverage provides for medical expenses to you and your passengers that are the result of an accident. 

Keep in mind that California requires certain minimum levels of coverage. The right California car insurance coverage for you is unique - talk to us today to find out how to get the best price and value on Newport Beach auto insurance for you.

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