Are you worried about your auto insurance not being able to provide adequate coverage after a massive road accident? Do you feel uneasy at the thought of your homeowner or boat insurance policy reaching its limits? Don’t. Umbrella insurance or excess liability insurance ensures you won’t find yourself in huge financial trouble when potentially devastating events arise.

Extra Shield for Greater Peace of Mind

Umbrella insurance gives you an additional level of protection beyond what is covered by your standard insurance policy. When your existing liability limits have been exhausted, umbrella insurance takes over. It guards you against injury or property damage lawsuits and costly claims such as invasion of privacy, libel, defamation of character, and slander.

Anyone across the states can take umbrella insurance, whether they are based in California or Arizona. It is especially beneficial if you own assets that can be taken in a lawsuit. Your risk of being sued is higher if you have a teenage driver, dog, motorcycle, boat, and business. You are also at an increased risk if your home has a water feature such as a swimming pool or hot tub, you frequently entertain guests at home, and if you engage in activities that are likely to harm others (e.g., renting out properties, coaching children’s sports, writing reviews of products or services).

Avoid Financial Distress with Umbrella Insurance

Eliminate your worries by adding umbrella insurance to your current liability coverage. It will not only give you further peace of mind, but it will also help you maintain your financial well-being.

If you have questions about the basics of umbrella insurance and how it works, don’t hesitate to reach out to us. We are independent insurance agents serving the states of Arizona and California. We will be more than willing to find the right coverage at a price that is reasonable for you. Request a quote online now.

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