Motorcycle enthusiasts are one in saying that the world is best seen on two wheels. That may be true until it isn’t, particularly if your riding dreams are sidelined by an accident. So, before you head for that long-planned road trip along the Pacific Coast Highway or nature adventure through the scenic Phoenix-Show Low route, get motorcycle insurance first.

Like most states, Arizona and California require motorbike owners to buy insurance before they can register their vehicle. Cruising the roads uninsured could lead to the suspension of your license, fines, and unexpected expenses when you’re involved in an accident.

Get Full Protection for a Smooth-Sailing Ride

The required insurance coverage set by law only covers another motorcyclist’s injuries and property damages/losses in an accident you are at fault for. It does not pay for your injuries or property damages/losses.

To ensure a much safer experience on the road, it is recommended that you get additional coverage to pay for your injuries and your motorbike’s damages. Some of the add-on options are:

Collision coverage. Pays for your motorbike’s damages arising from an accident with another vehicle or an object.

Comprehensive coverage. Covers the damages on your motorcycle caused by circumstances unrelated to accidents (e.g., natural disasters, vandalism, fire).

Uninsured and/or underinsured coverage. Takes care of your and your passenger’s medical bills if you are injured in an accident caused by an uninsured motorist or a motorist who has inadequate liability coverage.

Medical payments coverage. Reimburses medical costs related to an accident, no matter who is at fault.

Roadside assistance coverage. Ensures help is always on hand if you are stuck in the middle of nowhere due to tire, mechanical, or fuel issues.

Custom equipment coverage. Covers equipment, parts, and accessories if you have a custom bike.

Loan gap/lease coverage. Reimburses the difference between your motorbike’s worth and the amount of debt on your loan/lease if it’s stolen or totally damaged. You need collision and comprehensive coverage to be able to add gap coverage to your policy.

Buy a Personalized Motorcycle Insurance Plan

We at Beasy Insurance Services can customize your policy according to your lifestyle and financial needs. Don’t hesitate to contact us at 949-200-7710 so we can start shopping for the best deal for you.

Get a Free Motorcycle Insurance Quote